Whether you're hauling equipment to a job site or running a fleet of service vans, Dream Assurance builds commercial auto policies around how contractors actually work.
Takes less than 2 minutes
From a one-truck plumbing outfit to a multi-vehicle landscaping crew, we write commercial auto policies for the work you actually do.
Coverage for trucks hauling heavy equipment between sites.
Service van coverage built around frequent stops and tight schedules.
Policies that account for ladder racks, materials, and job-site driving.
Coverage for trucks, trailers, and seasonal crew vehicles.
Fleet and single-vehicle plans for builders moving between projects.
Coverage built for heavier vehicles and load-bearing equipment.
Plans for trucks carrying tools, lumber, and finished work.
Mobile kitchen coverage built for daily routes and parking stops.
Coverage for vehicles used in site visits and field inspections.
Coverage for high-mileage routes and frequent stop-and-go driving.
Plans for vans and crews moving between commercial accounts.
Don't see your trade above? We write contractor auto policies across the board.
One pickup or fifteen vans โ your quote reflects your actual vehicles, drivers, and routes, not a generic auto policy.
Add coverage for the equipment riding in your trucks, so a fender bender doesn't mean a job-site delay.
You won't have to explain what a skid steer trailer is. We've written policies for your trade before.
Compare rates from multiple top-rated insurance carriers to find the right coverage at the best price.
A commercial auto policy through Dream Assurance can include any combination of the following, depending on your business and vehicles.
Protects you if your vehicle causes injury or property damage to others.
Helps pay to repair or replace your vehicle after an accident.
Covers damage from theft, weather, fire, and vandalism.
Protects your business if you're hit by a driver with little or no insurance.
Covers vehicles you rent or employees drive but your business doesn't own.
One policy covering multiple trucks, vans, or trailers under your business.
If it carries your crew, tools, or product to the job, we can likely write a policy for it.
Tell us about your business vehicles and coverage needs โ takes under two minutes.
A licensed Dream Assurance agent calls to go over your business and coverage needs.
Review your options, pick a plan, and get back to the job site with coverage in place.
Takes less than 2 minutes
Real feedback from business owners we've helped get covered.
Switched our excavation trucks to Dream Assurance after our old carrier dropped us for no reason. The agent actually understood our equipment and got us a fair rate fast.
We run four service vans for our plumbing business and needed one policy that covered all of them. Dream Assurance made it simple and the price was better than our last two quotes combined.
Got my roofing truck insured the same week I called. No hassle, no upsell pressure, just straight answers about what was covered.
Our food truck needed coverage that actually understood mobile food service, not just a regular commercial vehicle. Dream Assurance got it right on the first quote.
I've been in landscaping for over a decade and this was the easiest insurance process I've gone through. Quoted my trucks and trailers in one call.
As a courier running long routes daily, I needed a policy that wouldn't nickel-and-dime me on mileage. Dream Assurance laid out everything clearly up front.
Cost depends on your vehicles, driving history, coverage limits, and the type of work you do. Most contractors get a clearer picture after a quick quote, since we compare rates across multiple carriers to find the best fit for your business.
Yes. If a vehicle is used for business purposes, hauling tools, or carrying signage, a personal auto policy typically won't cover it. A single-truck commercial policy protects your business even if you only have one vehicle.
Tools and equipment can be added to your policy so they're protected while riding in your vehicle. We'll go over what's already included and what can be added based on what you carry day to day.
Yes. Whether you have two trucks or twenty, a fleet policy can cover all your business vehicles under one plan, which usually simplifies billing and can lower your overall rate.
We currently write commercial auto policies for contractors and service businesses in Oklahoma, Kansas, Missouri, and Arkansas.
Get a no-obligation quote in minutes, or call our team directly.